Older Automobile Insurance Pittsburgh, Pennsylvania PA

Reader’s Question:

I am purchasing a used vehicle that is worth only a few hundred dollars and I am just wondering of I still need to insure it in Pittsburgh?

Harry

Pittsburgh, PA

Every state has financial responsibility laws requiring either auto insurance or the ability to pay for any injuries or damages while driving.

In all but two US states you will need to insure your car. The only two states that do not have compulsory insurance laws are New Hampshire and Wisconsin. Many states even require that you show proof of insurance before you register a vehicle.

An older car that does not have much value is typically not insured for physical damage (collision and comprehensive coverage), however you still need to carry liability coverage on the car in Pittsburgh, Pennsylvania.

Regardless of the insurance you get, you need to be financially responsible for any injuries to others or damages to your car that you may cause in an accident.

 

Tags: auto insurance, car insurance cost

Car Insurance SR22 Pittsburgh, Pennsylvania PA

Reader’s Question:

My daughter is required to get SR22 insurance in Pittsburgh. Can she also get full coverage on her car, and not just the liability that SR22 provides?

Harry

Pittsburgh, PA

Yes, your daughter should be able to obtain car insurance coverages above the SR-22 minimum limits the state is mandating her to carry on her car.

Your daughter should speak to her insurance agent in Pittsburgh, PA about carrying the the physical damages coverages that he wants to carry on her car in addition to the required insurance for the SR-22. She should be able to get both types of coverages.

If your daughter is unable to acquire both types of coverages with her current insurance company, she can shop around online so that she can get an auto insurance quote that will meet her needs.

 

Tags: auto insurance, sr22 insurance

Young Driver Insurance Pittsburgh Pennsylvania PA

Reader’s Question:

I just want to know what age do you have to be to start driving in Pittsburgh, PA?

Judy

Pittsburgh, PA

According to the Pennsylvania’s driver’s manual you must be at least sixteen years old to first apply for a learner’s permit. When you apply for a learner’s permit in Pennsylvania if you are under eighteen years of age, your parent or guardian or who is 18 years of age or older must complete the Parent or Guardian Consent Form.

The minimum age to operate a vehicle in Pittsburgh, PA is the same as the rest of the state of Pennsylvania which is 16 years old. To get more information about the graduated licensing system in place in Pennsylvania, you may contact the Pennsylvania Department of Transportation (PennDOT) department of Driver Services.

 

Tags: auto insurance, Beginner car insurance, teen insurance, Young driver car insurance