Reader’s Question:

I need to know about named operator policy and how I will apply for it? Thank you because I can’t seem to find the answer online. I live Pittsburgh, Pennsylvania.

Helen

Pittsburgh, PA

A named-operator policy is usually also referred to as a non-owner policy. It is written when the insured needs insurance coverage only for his personal operation of a car not owned by him or any family member.

Another reason why people obtain this type of policy is if you are in need of a required liability policy to obtain an SR22 filed with the state but do not own a car.

If you need this type of liability auto insurance Pittsburgh, it only covers the named insured while driving cars. In most states a non-owner policy includes Bodily Injury Liability and Property Damage Liability. Depending on the type of coverage you get for your insurance policy, the policy will cover you up to the limits you decide to have.